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We value your membership at Stewart’s Federal Credit Union and hope you do too. To make the most of your membership, and avoid a dormant account fee, be sure to keep your account active. We apply a $5.00 per month fee on all accounts that have been inactive for a period of 12 months or more. To avoid a dormant account fee, simply make a deposit, transfer or withdrawal in person or by mail.
It’s important to keep your account active to prevent your funds from being sent to the New York State Comptroller for Unclaimed Funds. If an account does not have activity for 3 years it is required that all financial institutions send those funds to New York State. When an account is considered abandoned and the funds have been sent to NYS an Escheat Fee of $25.00 is applied to that account.
Any questions about your account please call us at ext. 581-581-1201 at 3900.
Home Equity Loans
When we begin to see winter in the rear view mirror many folks start thinking about home improvements. If you find yourself thinking along those lines your credit union may be able to help. Our fixed rate equity loan rates are still among the lowest in the area. Why not give us a call at 518-581-1201 ext. 3900 to see if we can help? Or apply now.