Rates

Savings Rates

All savings rates and terms are effective as of October 1, 2025, and are subject to change.

Account TypeMinimum BalanceAPY*
Regular Savings$101.75%
Holiday and Vacation, Energy and All Purpose Clubs$101.75%
Holiday Saver Club$102.25%
6-Month Certificates$5003.00%
12-Month Certificates$5003.25%
24-Month Certificates$5003.50%
*APY = annual percentage yield

Loan Rates

All rates and terms are effective as of November 1, 2025, and are subject to change.

Loan TypeTermAPR*
New Auto/MotorcycleUp to 60 monthsAs low as 4.49%
Used Auto/MotorcycleUp to 60 monthsAs low as 4.49%
Recreational Loans**Up to 48 monthsAs low as 7.89%
Fixed Home Equity Loans***Up to 60 monthsAs low as 6.49%
Personal Signature LoansUp to 36 monthsAs low as 7.74%
Share Secured LoansUp to 36 monthsShare rate + 1.50%
Other rates and terms are available for all loans. Call to discuss your options.

*APR = annual percentage rate.
**Recreational Loans include ATVs, snowmobiles, RVs, and watercraft. Other rates and terms available.
***Fixed-Rate Home Equity Loans: min $10,000/max $150,000. Up to 180-month term available. Call for APR and payment options.

Rates may be subject to change without notice. Rates are subject to applicant’s credit score and length of term.

Simplify the process of making your loan payment by signing up for payroll deduction. Budgeting the payment with your payroll takes the worry out of ensuring that the payment is received on time.

In order to apply for a loan, you must be an active member in good standing.

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