Checking

Checking Accounts That Work for You

At Stewart’s FCU, we offer checking accounts that make managing your money easy! With no monthly maintenance fees, convenient digital access, and the trusted service you expect, our checking accounts offer the flexibility you need and the peace of mind you deserve. And they’re all backed by Stewart’s FCU.

Enjoy the features of a Stewart’s FCU Checking Account:

  • After the 5th Transaction per month you will receive a $1 FEE

  • No minimum balance required for FREE checking

  • FREE overdraft protection up to 3 times per month

  • Save the fees by using your ATM or Visa® debit card (PIN based) at any POS (point of sale) terminal to get cash back with no fees from your credit union.

  • Credit union members can use any Stewart’s Shop ATM or Broadview FCU branch ATM at no cost up to a combined five times per month.

  • 24/7 account information available using our online banking service

  • Personal service for all of your checking needs

  • Monthly account statements that are easy to read and easy to use

Happy man walking with a bag over his shoulder.
Direct Deposit

Direct Deposit is the best way to receive your funds. It is secure and convenient.

Stewart’s FCU routing (ABA) number is 021382642. Your account number is a 14-digit number located on the bottom of your checks (not your deposit ticket) and begins with 104100. If you just have a savings account, you should call Stewart’s FCU at (518) 581-1201 ext. 3900 to make sure your account number is correct.

Stewart’s employees can enroll in direct deposit or elect payroll deduction to have a portion of their paycheck deposited to their account. Stewart’s payroll deposits are posted on Wednesday mornings.

Payroll deposits from all other employers that offer a direct deposit program can be made to your Stewart’s FCU account by completing the payroll deposit paperwork with your employer/originating company. Contact us to make sure you have complete and accurate account information.

Splitting your payroll deposit among various accounts makes saving and budgeting easy. There is no fee for this service.

Have a question?

We’re here to help. Our team is ready to answer your questions and guide you every step of the way.

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