Privacy Policy

WHAT DOES STEWART’S FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

what?

The type of personal information we collect and share depends on the product or service you have with us. This information can include:

  • Social Security Number and name
  • Account balances and payment history
  • Creditworthiness and credit history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons STEWART’S FCU chooses to share, and whether you can limit this sharing.

Reasons we can share your personal informationDoes STEWART’S FCU share?Can you limit this sharing?
For our everyday business purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, and report to credit bureaus.YESNO
For our marketing purposes, such as to offer our products and services to you.YESNO
For joint marketing with other financial companies.YESNO
For our affiliates’ everyday business purposes, including information about your transactions and experiences.YESNO
For our affiliates’ everyday business purposes, including information about your creditworthiness.NOWe don’t share
For nonaffiliates to market to you.NOWe don’t share
Questions? Call (518) 581-1201 Ext. 3900
What we do:
How does STEWART’S FEDERAL CREDIT UNION protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does STEWART’S FEDERAL CREDIT UNION collect my personal information?We collect your personal information, for example, when you
• Open an account and deposit money.
• Apply for a loan and pay your bills.
• Use your debit card and wire transfers.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only:
• Sharing for affiliates’ everyday business purposes, including information about your creditworthiness;
• Affiliates from using your information to market to you;
• Sharing that would allow nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
• STEWART’S FEDERAL CREDIT UNION has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
• STEWART’S FEDERAL CREDIT UNION does not share with our nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include Premium Mortgage Corporation.

Have a question?

We’re here to help. Our team is ready to answer your questions and guide you every step of the way.

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