Club Accounts

Save With Purpose, All Year Long

Want to save for a specific goal? Our club accounts make it easy to stay on track. Whether you’re planning for Christmas, a dream vacation, or seasonal expenses like energy bills, all our club accounts earn monthly dividends to help your savings grow even faster!

Track your progress through your monthly member statement, and when you’re ready to get started, give us a call! We’re happy to help you open the club account that’s right for you.

Holiday Club

Set aside a little each week with direct deposit and watch your holiday savings grow! Funds earn the same great rate as your regular savings account and are automatically transferred to your savings account on October 1, just in time for the season!

Holiday Saver Club

Want to earn even more? The Holiday Saver Club offers a bonus of 0.50% above our regular savings rate! Just set up a direct deposit of at least $5.00 per pay period. No withdrawals or transfers are allowed, and your funds will be automatically moved to your savings account on October 1.

Vacation, Energy and All-Purpose Clubs

Saving for a getaway? Preparing for higher energy bills? No matter your goal, these flexible club accounts make it easy.

Use direct deposit to contribute consistently and to make sure funds are available whenever you need them.

Use direct deposit to contribute consistently and to make sure funds are available whenever you need them. As long as deposits continue, your account stays active – no phone calls or renewals required. Want to increase your savings? You’re in control.

Deposits can be made by:

Payroll deduction from any employer that participates in a direct deposit program
Mobile check deposit through our app.
Mail (checks or money orders only please)
Direct deposit from pension programs or government offices including Social Security, U.S. Military, NYS Retirement Systems and Internal Revenue Service tax refunds
Teller services during branch hours