Loan Rates

All rates and terms are effective as of September 1, 2023 and are subject to change.

Loan TypeTermAPR*
New Auto / Motorcycleup to 36 monthsas low as 5.99%
Used Auto / Motorcycleup to 36 monthsas low as 5.99%
Recreational Loans**up to 48 monthsas low as 8.49%
Fixed Home Equity Loans***up to 60 monthsas low as 6.49%
Personal Signature Loansup to 36 monthsas low as 8.99%
Share Secured Loansup to 36 monthsshare rate + 1.50%

Other rates and terms are available for all loans.  Call to discuss your options.

* APR = Annual Percentage Rate.

** Recreational Loans include ATV, Snowmobiles, RVs, and Watercraft. Other rates and terms available.

*** Fixed Rate Home Equity Loans: Min. $10,000 / Max. $150,000.  Up to 180-month term available. Call for APR and payment options.

Rates may be subject to change without notice.  Rates are subject to applicants credit score and length of term.

Simplify the process for making your loan payment by signing up for payroll deduction. Budgeting the payment with your payroll takes the worry out of making sure the payment is received on time.

In order to apply for a loan you must be an active member in good standing.  

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Stewart's Federal Credit Union 2024