Draft Accounts

Quick Rates

New Auto

as low as


Home Equity

as low as


Personal Loans

as low as


RV / Boat Loans

as low as


All loans rates and approval depend upon the individual applicant’s creditworthiness. All rates subject to change without notice. This Credit Union is Federally Insured by NCUA.

Experience the Credit Union Difference

Share drafts are available to any member.  Payroll deduction and electronic services make our No Fee checking account a great option for you.


Visa Debit Card

The ultimate access to your account. Use this card at most locations where VISA® is accepted.  The purchase amount is automatically deducted from your checking account. More convenient than using a checkbook and safer than carrying cash.

No monthly maintenance fee | No transaction fee | No finance charge | Accepted at most merchants worldwide

Note: If your VISA® Debit Card is lost or stolen, please call 1-800-543-5073.
Call the credit union to order a replacement card 518-581-1201, ext.3900.

Direct Deposit

Direct Deposit is the best way to receive your funds.  It is secure and convenient.

The Credit Union’s routing (ABA) number is 021382642. Your account number is a 14 digit number located on the bottom of your checks (not your deposit ticket) and begins with 104100. If you just have a share (savings) account you should call the Credit Union to make sure all of your account number is correct. Call us at 1-518-581-1201 ext 3900.

Stewart’s employees can enroll in direct deposit or, elect payroll deduction for a portion of your paycheck to be deposited to your Credit Union account.  Stewart’s payroll deposits are posted on Wednesday morning.

Payroll deposits from all other employers that offer a direct deposit program can be made to your Stewart’s Credit Union account by completing the payroll deposit paperwork with your employer/originating company.  Call the Credit Union to make sure you have complete and accurate account information.

Splitting your payroll to various Credit Union accounts makes saving and budgeting easy. There is no fee for this service.

So many great reasons to open a Credit Union Draft Account!

  • No minimum balance required to have FREE Checking
  • FREE overdraft protection
  • FREE ATM Service at any Point of Sale Terminal.
  • Only a $1.00 fee per transaction at any NYCE or PLUS ATM Terminal
  • Credit Union members can use any Stewart’s Shop ATM or Broadview FCU branch ATM at no cost up to a combined 5 times per month.
  • FREE and unlimited access to draft and share balance using our VISA Debit Card
  • 24/7 account information available using our Voice Response Unit, Ext. 7900 or our online home banking service
  • Personal service for all of your checking needs
  • Easy to read and easy to use monthly account statements

Stewart's Federal Credit Union 2024