Quick Rates
New Auto
Loans
as low as
4.74%
Home Equity
Loans
as low as
6.49%
Personal Loans
as low as
7.99%
RV / Boat Loans
as low as
8.49%
All loans rates and approval depend upon the individual applicant’s creditworthiness. All rates subject to change without notice. This Credit Union is Federally Insured by NCUA.
Open an account and start earning interest today!
Funds held in your share account are the primary benefit of your credit union ownership. A minimum deposit of one share per member ($10.00 for individual account/$20.00 for a joint account) is required for membership. Dividends are paid monthly on the last day of the month.
Deposits can be made by:
- Payroll deduction from any employer that participates in a direct deposit program
- Deposzip – Our mobile phone deposit service
- Mail (checks or money orders only please)
- Direct deposit from pension programs or government offices including Social Security, US Military, NYS Retirement Systems and Internal Revenue Service Tax Refunds
- Teller Services during credit union hours
Withdrawals can be made by:
- Voice Response Unit at 518-581-1201, Ext. 7900. A check will be mailed to the address on file.
- Members with proper identification can call or visit the Credit Union during office hours
Share Certificates
Enjoy greater returns when you open either a 6, 12 or 24 month share certificate.
Dividends are paid monthly with the compounding of interest reflected in your Annual Percentage Yield (APY).
Minimum deposit to open is $500.00. A penalty for early withdrawal is three months of interest. As with all of your Credit Union deposits, your Share Certificates are insured by the NCUA.