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Membership Application

A copy of your driver’s license or government issued picture ID must accompany your completed membership application. Thank you.

Home » Deposit Accounts » Share Accounts

Share Accounts

Open an account with a minimum balance of $10.00 and start earning interest today!

Funds held in your share account are the primary benefit of your credit union ownership. A minimum deposit of one share per member ($10.00 for individual account/$20.00 for a joint account) is required for membership.

Dividends are paid monthly on the last day of the month.  Account statements are also  provided monthly.

Deposits can be made by:

  • Payroll deduction from any employer that participates in a direct deposit program
  • Deposzip – Our mobile phone deposit service
  • Mail (checks or money orders only please)
  • Direct deposit from pension programs or government offices including Social Security, US Military, NYS Retirement Systems and Internal Revenue Service Tax Refunds
  • Teller Services during credit union hours

Withdrawals can be made by:

  • Voice Response Unit at 518-581-1201, Ext. 7900.  A check will be mailed to the address on file.
  • Members with proper identification can call or visit the Credit Union during office hours