Important Regulation CC (Availability of Funds and Collection of Checks) Changes Effective July 1, 2025
In accordance with 12 CFR 229, Availability of Funds and Collection of Checks (Regulation CC), we are updating our Funds Availability Policy effective July 1, 2025. These changes impact when deposited funds will be available for withdrawal – increasing the amount made available to you for certain items presented for deposit.
Key Changes to Funds Availability
These updates align with adjustments mandated by Regulation CC. Our general policy remains the same—most deposits will continue to be available on the day of deposit. However, certain check deposits may be delayed for a longer period under the following circumstances:
More details are below in the Disclosure and Fee Schedule, included in our Member Agreement.
Effective January 1st, 2025,
Share/Savings Accounts: 2.00% APY / Club Accounts: 2.00% APY / Holiday Saver Club: 2.50% APY
The Savings Moola Club is designed to provide a fun way for children under the age of 14 to learn money management skills.
Protect your VISA Debit Card directly from your phone with the SecurLOCK app!
iOS App Store | Google Play Store
What’s SecurLOCK?Stewart's Federal Credit Union 2025