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P.O. Box 435, Saratoga Springs, NY 12866
Phone: (518) 581-1201 ext. 3900
Fax: (518) 581-7076
Here’s How the Program Works:
Timeline of the Promotion: 3/1 – 6/30/2023
CURRENT Member Referrers:
Must be a current member with Stewart’s FCU.
All Stewart’s FCU accounts held by the referrer must be in good standing.
Share your phone number and/or email address with the friend/family you are referring so that we can identify and reward you for the referral.
Referring Member can only receive one bonus (sweatshirt) but if they refer more than one member each member will receive a sweatshirt.
Referring Member must have an active account. They will receive the sweatshirt via mail or shop delivery after the referred members account has been open and has had an active direct deposit for 60 days.
NEW Member Referred:
Referred Member will receive the sweatshirt via mail or shop delivery after the their account has been open and has had an active direct deposit for 60 days. All new accounts must be in compliance with terms, conditions, and governing requirements.
If multiple members refer the same person, we will only reward the one existing member identified by referred member and then noted on Stewart’s FCU referral list. Additional rewards cannot be redeemed by either party for referring someone who has already claimed a referral offer from someone else.
Eligibility requirements for reward to referring member: New members must comply with eligibility requirements: Stewart’s Shops Partners & Retirees, and Stewart’s Processing Corp. Dairy Producers and Stewart’s Federal Credit Union encourages you to share the benefits of the credit union with your family. Immediate family members may enjoy the same membership services the credit union provides to you. Membership eligibility is as follows:
Membership eligibility is extended to individuals who are members of “an immediate family or household” of a credit union member. “Immediate family” is defined as spouse, child, sibling, parent, grandparent or grandchild. For purposes of this definition, immediate family member includes stepparents, stepchildren, stepsiblings, and adoptive relationships. Household” is defined as persons living in the same residence maintaining a single household.
A new member, for the purposes of this program, is defined as anyone who has not been a member of Stewart’s FCU in the past 12 months and is not a business entity. Business membership referrals are not eligible for this program.
This promotion can not be combined with another current promotion.
Any party who became a member of Stewart’s Federal Credit Union before this promotion will not assert that he or she was previously referred. Neither a referring member nor a new member will receive a reward for a referral made prior to this promotion or for a referral submitted after account opening.
Stewart’s FCU Staff, may refer but are not eligible to receive awards.