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P.O. Box 435, Saratoga Springs, NY 12866
Phone: (518) 581-1201 ext. 3900 / 1-800-723-1201
Fax: (518) 581-7076
Skip-A-Payment is back. Popular during the gift giving season, this service gives you the ability to skip either the November or December payment on a loan as long as the loan is at least six months old, in good standing and is not a Home Equity loan. Interest will be charged during the month skipped but you will not be required to make a payment for that month. The cost for this service is $25 for each loan. Requests must be made in writing by the 20th of the month being skipped. Print out the form from our website or give us a call.