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P.O. Box 435, Saratoga Springs, NY 12866
Phone: (518) 581-1201 ext. 3900 / 1-800-723-1201
Fax: (518) 581-7076
No one has to tell you that savings rates at banks and credit unions are very low. Even with the slight increase in the Federal Funds Rate there has been no increase in savings interest rates. This was to be expected. It will take several federal increases before you will see savings rates increase.
We have decided to go ahead and increase our savings rates by a small amount to provide our Members with a small increase in dividends. Beginning January 1, 2016 we will increase our savings account rates from .10 to .15, our new or renewed 6 month CD rates from .20 to .25 and our new or renewed 12 month CD rates from .30 to .35.